Loan & EMI Calculator
Monthly payments and total interest.
- 100% free
- No sign-up
- Runs in your browser
Know the real cost of a loan
Enter the amount, annual rate and term to see your monthly payment and how much you'll pay in interest over the life of the loan.
The yearly schedule shows how early payments are mostly interest, and how that flips toward principal over time.
- 1
Enter the amount
What you'll borrow.
- 2
Add rate & term
Annual % and years.
- 3
Review
Monthly payment and schedule.
Frequently asked questions
What is EMI?
Equated monthly instalment — a fixed payment covering interest and part of the principal each month.
Does it include fees or insurance?
No. Add arrangement fees, insurance and taxes separately for the full cost.
Is my data uploaded anywhere?
No. Everything runs in your browser with JavaScript — nothing you type or open is sent to our servers.